Mortgage Broker & Home Loan Specialists

As we deal with over thirty lenders, we have access to the total range of mortgage products available in the market, and can match your requirements to the right product. This specific matching is something that individual lenders can’t do, so they often attempt to fit you to one of their products, usually to your long term disadvantage. We save you time and money by listening to your needs, and then navigating through the hundreds of loan products available through our lenders, to source the right loan from the best lender at the right price.

As a professional member of the Mortgage & Finance Association of Australia (MFAA) and Credit & Investments Ombudsman (CIO) we are bound to uphold the highest level of standards when providing finance solutions to customers, and we must meet strict experience, education, ongoing training and insurance requirements, in order for them to renew our membership each year.

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Where we shine

  • Often the loan you really need is not available from many of the major lending institutions (E.g. Loan 95% LVR plus Lenders Mortgage Insurance) and your loan will simply be declined. We are experienced in dealing with these types of loans and have access to such products from our lenders.
  • Major institutions can decline loans without considering them on their merits due to Credit Score failure. We have access to some lenders who don’t rely on Credit Scoring as the first point of qualification, and our sound knowledge of credit guidelines of all lenders, can help you progress your loan application past this point if you have past credit issues.
  • If you are relying on equity in your home for a proportion of the purchase price of another property, we can access an upfront valuation on your property, to make sure that you will have sufficient funds at settlement to finalise the purchase. This will prevent a low valuation creating a situation where the lender will not provide sufficient funds to settle on the new property.
  • We assist you to avoid the situation where without expert assistance, you find yourself obtaining approval for a fancy loan you may not need, and end up paying extra interest and annual fees for the features you will never use. We act as your safeguard to prevent this from happening, making sure you have right structure and the right loan to achieve the best result.

Services

Whether you want to purchase property, to lower your mortgage payment, lock in a low interest rate or consolidate your debt, Oz Lend can help. Choose from more than 100 loans to find the one that best suits your needs.
At Oz Lend, our home loans experts provide you with a complete analysis to find the Mortgage loan that fits your particular needs, as well as sound Mortgage advice. Why use us?

About us

Lending Matters Vic Pty Ltd T/AS Oz Lend seeks to provide the best possible service to its customers by providing the best possible range of financial products and services.
We understand how important it is to protect your personal information. This document sets out our Privacy Policy commitment in respect of personal information that you may provide to us.

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